You only have so much money, and if you could put more money away, you would.

We help people stop unknowingly and unnecessarily giving away money.


Wealth Accumulation

  • Asset Allocation Analysis
  • Non-Retirement Accounts


  • Fixed and Variable Annuities
  • Equity Index Annuities
  • Life Insurance – Term or Whole Life
  • Disability Insurance
  • Long Term Care Insurance
  • Insurance Analysis

College Planning  

  • 529 Plans
  • Coverdell IRA’s
  • FAFSA Assistance

Legacy Planning

  • Beneficiary Analysis
  • Elder Care Planning
  • Estate Planning
  • Will and Trust Design

Retirement Planning

  • Investment advice and management
  • 401(k)’s
  • 403(b)’s
  • Defined Benefit Plans
  • Defined Contribution Plans
  • Pension Plan Option Analysis
  • Rollovers
  • Roth IRA’s
  • SEP’s
  • Social Security Analysis
  • Traditional IRA’s


Events you encounter where you might need advice? 

We encourage you to call us any time you have a question about a situation.  In most cases there is no charge to our clients for these services:

  • Career or job change
  • Purchase or sale of home or rental property
  • Receipt of inheritance or monetary windfall
  • New business startup or sale of business
  • Giving or receiving a gift over $14,000
  • Starting retirement, Starting Social Security
  • Birth or adoption of a child
  • Change in marital status
  • Unexpected debt increase